AccessTN reopened on December 2, 2010. However, premium assistance remains closed at this time.

AccessTN provides comprehensive health insurance for Tennesseans who are uninsurable due to pre-existing medical conditions. Three different plans are available with varying deductibles and participants can select the plan that is best for their situation.

Members of AccessTN pay monthly premiums for comprehensive health coverage. Monthly premiums are based on current market rates.


IMPORTANT INFORMATION FOR ACCESSTN APPLICANTS
Those who are eligible for AccessTN may also qualify for the Pre-Existing Condition Insurance Plan (PCIP), a new federally funded high-risk pool. PCIP is administered by the United States Department of Health and Human Services. The program provides coverage to those who prove a pre-existing medical condition with a denial letter from a private insurer and have been uninsured for at least six months. PCIP offers comprehensive coverage with no pre-existing condition exclusion and no annual or lifetime benefit limit. Like AccessTN, PCIP members are responsible for paying monthly premiums, which vary from $133 to $571 per month, depending on the individual's age.

Click here for a comparison of the AccessTN and PCIP options. For more information about AccessTN, click the links to the left. To learn about PCIP, including how to apply, visit www.pcip.gov or call 1-866-717-5826.

Assessment Information
The Access Tennessee Act requires that all administrators of health coverage participate in the funding to support the operating losses of the high-risk health insurance pool. AccessTN is currently conducting this assessment. Click here for further information and forms.